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Terms of use

Last revised: September 8, 2025

These Terms of Use apply to the website owned and operated by Coverly Cars, a brand of JELLYFISH MEDIA sp. z.o.o (“we,” “us,” or “our”), located at www.insur-auto.com (the “Site”), and any interactive features, widgets, products, services, or resources offered by us through the Site (collectively, the “Services”).

1. General Provisions

THESE TERMS OF USE, TOGETHER WITH THE PRIVACY POLICY AND ANY SUPPLEMENTAL TERMS, CONDITIONS, OR RULES POSTED TO A SPECIFIC AREA OF THE SITE/SERVICES (COLLECTIVELY, “TERMS”), SET FORTH THE LEGALLY BINDING TERMS GOVERNING YOUR USE OF THE SITE AND SERVICES. IF YOU ENTER INTO A SEPARATE WRITTEN AGREEMENT WITH US (FOR EXAMPLE, AN ADVERTISER OR AFFILIATE AGREEMENT), SUCH AGREEMENT WILL TAKE PRECEDENCE OVER THESE TERMS IN THE EVENT OF A CONFLICT.

By accessing the Site or using the Services, you acknowledge and agree to be bound by these Terms. You are not permitted to use the Site or Services if you do not agree to these Terms. Please read these Terms carefully.

We may modify these Terms at any time in our sole discretion without notice or obligation. By continuing to use the Site or Services after such changes, you agree to be bound by the revised Terms. We recommend periodically reviewing this page to stay informed of any updates.

2. Jurisdiction and Governing Law

The Site and Services are intended solely for citizens and residents of the United States of America, aged 18 years or older, residing within the United States. These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. If you are not a member of this intended audience, you are prohibited from accessing or using the Site or Services.

We may assign our rights and obligations under these Terms, including in connection with a merger, acquisition, sale of assets, or by operation of law.

3. Content

The Site and Services provide information about insurance products and services offered by third-party insurance agents, insurers, and other insurance-related businesses (collectively, “Insurance Partners”) that we promote as an advertising partner. All information provided through the Site or Services, including but not limited to descriptions of insurance products, services, or providers (collectively, “Content”), is for informational purposes only. While we strive to ensure the Content is accurate and up-to-date, we do not guarantee its accuracy, completeness, or reliability.

WE DISCLAIM, TO THE FULLEST EXTENT PERMITTED BY LAW, ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AS WELL AS ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY OF THE SITE OR CONTENT. To the extent any applicable jurisdiction does not allow the exclusion of certain warranties, some of these exclusions may not apply.

Coverly Cars is not an insurance company or agent and does not provide insurance products, tax, or financial advice. We act solely as an advertising platform to connect users with Insurance Partners who may offer insurance products or services. We do not control, endorse, or recommend any specific Insurance Partner or their products, nor do we guarantee that any Insurance Partner will contact you, provide coverage, or honor any advertised terms.

4. Intellectual Property

All Content on the Site, including images, text, graphics, logos, and the overall “look and feel,” constitutes trade dress and is either our property or used with permission. The absence of our name or logo does not waive our trademark or intellectual property rights. All other product names, company names, marks, logos, and symbols appearing on the Site may be the trademarks or property of their respective owners.

Except as expressly authorized by us, you agree not to reproduce, modify, distribute, sell, license, reverse engineer, publicly display, or create derivative works from the Site, Services, or Content. You may print or download Content for personal, non-commercial use, provided all copyright and proprietary notices remain intact. Systematic retrieval of Content to create a collection, database, or directory without our written permission is prohibited.

5. Digital Millennium Copyright Act Notice

If you believe any material on the Site or Services infringes your copyright, please contact our designated agent at:

Coverly Cars
Attn: DMCA
Konstruktorska 12, Warsaw, Poland
JELLYFISH MEDIA sp. z.o.o
Email: googleads.lead@jf-media.com

Your notice must include:

  • Your physical or electronic signature;
  • Identification of the copyrighted work claimed to be infringed, or a list of such works;
  • Identification of the material claimed to be infringing and its location on the Site;
  • Your contact information (address, phone number, email);
  • A statement of your good faith belief that the material’s use is unauthorized;
  • A statement, under penalty of perjury, that the information in your notice is accurate.

If submitted by a third party, the notice must include a signed, notarized statement confirming authorization to act on your behalf.

6. Submissions

The Site or Services may allow you to submit material, such as inquiries or feedback (“Submissions”). We are not responsible for the content of Submissions and do not endorse any opinions therein. We reserve the right to refuse, remove, or edit Submissions, or to restrict, suspend, or terminate access to the Site or Services without notice.

By making a Submission, you represent and warrant that: (a) You own or have the right to submit it, and it does not infringe any third-party rights, including intellectual property, privacy, or publicity rights. (b) Your Submission is not illegal, obscene, defamatory, threatening, or otherwise inappropriate. (c) Your Submission does not identify individuals under 18, and for those over 18, you have their consent for identification. (d) You are not impersonating anyone or engaging in unauthorized activities, such as spamming, hacking, or sending harmful files.

Submissions are not confidential. By submitting, you grant us an irrevocable, perpetual, non-exclusive, royalty-free, worldwide license to use, reproduce, modify, distribute, and exploit your Submission for any purpose (e.g., marketing or analysis) without compensation or attribution. You agree to indemnify us and our affiliates for any claims, costs, or damages arising from your Submission.

7. Disclaimers & Limitation of Liability

YOU USE THE SITE AND SERVICES AT YOUR OWN RISK. THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, DISTRIBUTORS, AND SERVICE PROVIDERS (COLLECTIVELY, “AFFILIATES”) DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE AND OUR AFFILIATES WILL NOT BE LIABLE FOR ANY: (A) ERRORS OR INACCURACIES IN CONTENT; (B) PERSONAL INJURY OR PROPERTY DAMAGE FROM SITE USE; (C) UNAUTHORIZED ACCESS TO OUR SERVERS; (D) INTERRUPTION OF SITE TRANSMISSION; (E) BUGS, VIRUSES, OR SIMILAR ISSUES TRANSMITTED THROUGH THE SITE; OR (F) LOSSES FROM CONTENT USE. WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING LOSS OF PROFITS, GOODWILL, OR DATA, EVEN IF ADVISED OF SUCH POSSIBILITIES. OUR TOTAL LIABILITY TO YOU WILL NOT EXCEED FIVE DOLLARS ($5.00).

Some jurisdictions may not allow certain warranty exclusions or liability limitations. In such cases, our liability will be limited to the minimum permitted by law.

8. Indemnity

You agree to defend, indemnify, and hold harmless us, our Affiliates, and their respective officers, employees, and agents from any claims, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from your violation of these Terms or use of the Site/Services.

9. Dispute Resolution

Any dispute arising from these Terms, the Site, or Services (“Dispute”) shall be resolved exclusively through the procedures below. If informal resolution fails, either party may initiate binding arbitration by sending a demand notice. Arbitration will follow the American Arbitration Association’s consumer or commercial arbitration rules, as applicable, and will occur in San Francisco County, California, before a single neutral arbitrator. Arbitration costs will be split equally, and each party bears its own attorneys’ fees, unless the arbitrator finds a claim frivolous, in which case the prevailing party may recover fees. No Disputes may be arbitrated on a class or representative basis. BY AGREEING TO THESE TERMS, YOU WAIVE ANY RIGHT TO CLASS ACTIONS, JURY TRIALS, OR COURT PROCEEDINGS, AND ANY DISPUTE MUST BE BROUGHT WITHIN ONE YEAR OF WHEN YOU KNEW OR SHOULD HAVE KNOWN OF THE ISSUE.

Judgments on arbitration awards may be entered in any court with jurisdiction. Non-arbitrable matters shall be resolved in the state or federal courts of San Francisco County, California.

10. Links

The Site may contain links to third-party sites, including those of our Insurance Partners, provided for convenience. We do not endorse or control these sites and are not responsible for their content, claims, or services. Your use of linked sites is at your own risk, and we recommend reviewing their terms and privacy policies.

11. Contact Information

For questions, complaints, or claims, contact us at:

Coverly Cars
Attn: Legal Department
Konstruktorska 12, Warsaw, Poland
JELLYFISH MEDIA sp. z.o.o
Email: googleads.lead@jf-media.com

Note: Emails may be sent from our corporate domain (jf-media.com) for operational purposes, on behalf of Coverly Cars, operating www.insur-auto.com.